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Health Insurance is one of your most important needs. Without it, one serious illness or accident could cause serious financial hardship. We offer information that will help you decide which is the best plan for you and your budget.
Most Americans get health insurance through their jobs or are covered because a family member has insurance at work. This is called group insurance and is generally cost effective. This can include dental, vision, disability and life insurance.
Some employers offer only one health insurance plan. Some offer a choice of plans: a fee-for-service plan, a health maintenance organization (HMO), or a preferred provider organization (PPO). These plans differ in significant ways and can be explained in detail by our agent.
If your employer does not offer health insurance, you can buy an individual policy, however, you should utilize your agent to compare your options and choose the option best suited to your needs.
